Punta Gorda, Port Charlotte and Charlotte County Information:
About Punta Gorda, Port Charlotte and Charlotte County - Moving to Punta Gorda, Port Charlotte and Charlotte County, Florida? Get info here... School Reports - Reports for Punta Gorda, Port Charlotte and Charlotte County schools kindergarten, elementary, and high schools. Relocating? - Free real estate information & relocation package if you're relocating to Punta Gorda, Port Charlotte and Charlotte County, in Charlotte County County FL. Go to Main Sitemap - Main sitemap sections include Find Punta Gorda, Port Charlotte and Charlotte County Homes, For Home Buyers, For Home Sellers, Punta Gorda, Port Charlotte and Charlotte County Information, Real Estate Resources, and About Sandra's Team.
Please Sign Up For The Latest Listings and the Latest Real Estate News
Financing Your Home >When Interest Rates Rise
Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.
One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.
If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.
|
| Q |
Where are church services held in the water each Sunday during July and August?
|
| A |
At Half-Moon Bay, Ontario, worshippers gather in boats facing the natural stone pulpit, and hymnals are passed to the floating congregation by ushers in canoes. |
 See More Real Estate Trivia > |
|
|
Sandra's Team
RE/MAX Palm Realty
4200 Tamiami Trail Suite D
Port Charlotte, FL. 33952
Cell: 941-276-6670
Office: 941-206-2388
Fax: 941-206-2389
Email: Saundraosorio@gmail.com
Sandra Osorio is a multi-lingual and multi million dollar realtor! With an extensive real estate background and excellent knowledge of the area The Sandra Osorio Team is your best choice for your real estate needs! Se Habla Espanol, Falo Portuguese, Parlo Italiano! Buy or Sell with the Sandra Osorio Team and receive a Cruise Certificate for two! Learn more at www.SandrasTeam.com!    
www.SandrasTeam.com
is brought to you by
Sandra's Team
NUMBER1EXPERT™
in real estate for
Punta Gorda, Port Charlotte and Charlotte County, Florida, Golf Course, Water Front,
Hablamos Español Read Sandra's Team's
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
NUMBER1EXPERT™
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed. |
-
NUMBER1EXPERT™ 
